Terms and Conditions
The following terms and conditions (“Terms”) are a legal agreement between you (“you”, “your”) and
Elgo Life, Inc. (“Elgo Life”, “we”, “our” or “us”) which governs your use of our social engagement, club
group engagement and other services, our mobile application (“App” or “Software”) and any version of
our website (“WorldofClubs.com”) (together, the “Services”).
Elgo Life Inc. is a corporation with limited liability incorporated in Delaware, with its registered office at
12702 Birch Falls Rd, Houston, TX 77065, USA.
This agreement is separated into two parts: Part one describes all of the terms governing your use of
the Services. Part two contains additional legal terms determining the legal relationship between you
and Elgo Life.
In order to use our Services you must fully accept these Terms together with our privacy policy and
upon acceptance of these Terms, you confirm that you have read, understood and accepted our
Privacy Policy.
PART ONE - The Services
1. General
1.1. Our Services enable you to update contact list, create clubs, enroll new members in club and
engage club members using mobile application or website.
1.2. We may at any time update or modify the Services with immediate effect without prior notification.
1.3. We reserve the right to appoint a third party in order to fulfill some or all of our obligations under
these Terms.
2. Elgo Life Account
2.1. To use the Services of Elgo Life you must register and sign up for a Elgo Life Account
(“Account”). You confirm that all information submitted by you about you and/or your business is valid
at the time of entering into these Terms. You must also keep the information that you provide up-to-
date. We reserve the right to suspend or terminate the Services of anyone who provides inaccurate,
untrue, or incomplete information, or who fails to comply with the account registration requirements.
Upon successful sign-up, you will receive a confirmation email to your primary, registered email
address. You must ensure that the information recorded on your Account is always accurate and up
to date.
2.2. You must choose a reasonably descriptive identification name that - if different from your
company name - clearly identifies you or your business and provide your correct contact email and
contact phone number.
2.3. If there is no activity in your Account, we may still keep the data for legal purposes. We do not
make any guarantees to keep your information or your account data available, at any point.
3. Restrictions of Using the Services
3.1. In order to use our Services you require a compatible mobile device and Internet connection
services supplied to you by third parties. Such third parties may charge you for using a mobile device
and/or Internet connection to access the Services and you are solely responsible for the payment of
such fees.
3.2. By accepting these Terms you confirm that you are either a legal resident of the United States, a
United States citizen, or a business entity authorized to conduct business by the state(s) in which you
operate. The Services may only be used for business purposes in the fifty states of the United States
of America. You may not export the Services directly or indirectly, and you acknowledge that the
Services may be subject to export restrictions imposed by US law.
3.3. If you are a natural person, you must be eighteen (18) years or older to use the Services. We
may require at any time that you provide evidence of your age.
3.4. By accepting these terms you also agree to the network rules (“Network Rules”) as set forth by
the credit card organizations including, but not limited to Visa, Mastercard and American Express
(together, “Card Schemes”). The Networks require that you comply with all applicable bylaws, rules,
and regulations (“Network Rules”) and may force termination or limitation of this agreement at any
3.5. The Networks amend their rules and regulations from time to time. Elgo Life may be required to
change this Agreement in connection with amendments to the Network Rules. The Networks may, at
their sole discretion, limited or terminate the Services.
3.6. Without explicit prior authorization by us, you are not entitled to accept Transactions, related to
goods and/or services, including, but not limited to, (i) goods that are not provided for your own
account or are provided by order of any third party other than you; (ii) that are not provided in the
ordinary course of your business as identified to us, including accepting repayments of a credit
previously granted or of a cash payment previously made by you to the Cardholder; (iii) involving or
being connected to any illegal content, content that is subject to protection of minors according to
applicable law or instructions for making weapons or explosives; (iv) that are related to gambling
services, whether illegal or not, under any applicable laws; (v) that are related to sex shops or
pornographic entertainment; (vi) that are related to weapons or illegal drugs or products; (vii) that are
related to alcohol or tobacco to the extent that alcohol and tobacco represent the only products sold
by your business; (viii) that we reasonably believe to be capable of damaging any of the Card
Schemes' or our reputation; (ix) that are related to Money Laundering and Terrorism Financing; (x)
that are prohibited under any laws or regulations applicable to you, to the cardholder or to any of your
products or services, or which are otherwise illegal. We shall at our sole discretion decide whether
your use of the Services shall be deemed attributable to any of the above products or services and
therefore not in accordance with the Terms. We reserve the right in our sole discretion, to review any
transactions and deny services, if any transactions look non-compliant or illegal.
4. Software
4.1. You shall install any and all App updates to continue using the Services.
5. Your Obligations
5.1. You shall promptly inform us of any changes in the information that you provided at the time of
entering into these Terms, including changes in the type or nature of your business, changes in the
product range, any sale or lease of your company or any other change of ownership, any change of
the legal form or name of your company, changes of the address or bank account details of the
company, a material adverse change in your financial condition and changes in the information that
you have provided in accordance with the laws against money laundering or terrorist financing.
5.2. You acknowledge that you are solely responsible to ensure that your Account login details are
kept secure from any other person, that no user of the Application shall manipulate the data input and
that there is no unauthorized use of your Account, or of any other confidential information associated
with the use of the Services. If you suspect or know your Account has been used without
authorization you should change your login password via our Application.
PART TWO - Additional Legal Terms
6. Our Liabilities
6.1. To the maximum extent permitted by the law, we shall not be liable for direct or indirect losses
and damages or non-performance under these Terms which result from our compliance with legal and
regulatory requirements and with the Network Rules, any force majeure events or your breach of
these Terms or any applicable legal and regulatory requirements.
6.2. We shall not be liable for any indirect or consequential losses including loss of profit or loss of
6.3. Nothing in these Terms shall exclude our liability for any statutory liability that cannot be excluded
or amended by agreement between the parties.
6.4. Elgo Life does not warrant or shall be made liable for actions or omissions of any third party
involved in the Services or for third parties advertising on our website.
6.5. We shall not be liable for any disruption or impairment of the Services or for disruptions or
impairments of intermediary services under these Terms.
6.6. We shall not be made liable for any defects for third party hardware, third party software and
other products that we may sell or include with the Services. The third party manufacturer or provider,
who is solely responsible for service and support, shall specify warranty and other terms for such
hardware, software and products.
7. Indemnification
7.1. You will indemnify, defend and hold us and our employees, directors, agents, affiliates and
representatives and our processors harmless from and against any and all claims, costs (including
without limitation reasonable attorneys’ fees), losses and damages arising out of any claim, action,
audit, investigation or other proceeding resulting from (i) your breach of any law, rule or regulation of
any applicable jurisdiction or of any of the provisions of these Terms, of the Network Rules or of any
other additional terms and conditions applicable to your Account; or (ii) your wrongful or improper use
of the Services; or (iii) any Transaction submitted by you through the Services; or (iv) your violation of
any third-party right, including without limitation any right of privacy, publicity rights or intellectual
property rights; or (v) any other party’s access and/or use of the Services with your unique username,
password or other appropriate security code.
8. Confidentiality & Privacy
8.1. More detailed information about how we collect, use and protect your data can be found in our
Privacy Policy on our website.
9. Term, Suspension, Termination
9.1. You may terminate and close your Account at any time by sending a request using the
Application. We may at any time suspend or terminate and close your Account for any or no reason at
any time upon prior notice to you. We may also suspend or terminate and close your Account without
prior notice if: (i) you breach any condition of these Terms or any other condition applicable to specific
Services covered by separate terms and conditions, including, without limitation, the Network Rules;
or (ii) you violate or we have reason to believe that you are in violation of any law or regulation that is
applicable to your use of our Services; or (iii) we have reason to believe that you are in any way
involved in any fraudulent activity, money laundering, terrorism financing or other criminal activity; or
(iv) you pose an unacceptable credit or fraud risk to us, or (v) if we reasonably believe that your
Account has been compromised or for other security reasons.
9.2. If your Account is terminated or closed for any reason you shall: (i) continue to be bound by these
Terms, (ii) immediately stop using the Services, (iii) acknowledge that the license to access and use
the Services provided to you under these Terms shall end, (iv) accept that we reserve the right, but
shall have no obligation, to delete all of your Account data stored on our servers, and (v) not make us
liable to you or any third party for termination of the access to the Services or for deletion of your
Account data.
10. Communication
10.1. Written communication and notices from us to you will be sent by email to your specified email
address or posted on our website. Such communication and notices are considered received by you
within twenty-four (24) hours of the time posted to our website, or within twenty-four (24) hours of the
time emailed to you unless we receive notice that the email was not delivered.
10.2. For this purpose you shall at all times maintain at least one valid email address in your Account.
We will not bear responsibility if the sole email address specified by you is not valid or if you have
changed your email address but have not notified us of such change.
10.3. You are required to check for incoming messages regularly and frequently. Emails may contain
links to further communication on our website. Where legislation requires us to provide information to
you on a durable medium, we will either send you an email or send you a notification pointing you to
information on our website in a way that enables you to retain the information in print format. You are
required to keep copies of all communications we send or make available to you.
11. Intellectual Property Rights
11.1. Intellectual Property Rights (“IP Rights”) means any and all rights related directly or indirectly to
the Services, the Application, the internet domain names, all content, the technology related to the
Services and all logos including, but not limited to, copyrights, moral rights, database rights,
trademarks, name rights, utility models and design rights, patents, and all other exclusive and non-
exclusive rights worldwide as may now exist or come into existence, are granted or transferred in the
11.2. We (or our licensors) are the exclusive owner of all IP Rights pertaining to the Services and
nothing in these Terms shall be construed as transfer or concession of the IP Rights to you. You may
not copy, imitate or use the IP Rights without our prior written consent.
11.3. We grant you a personal, limited, non-exclusive, revocable, non-transferable license (without the
right to sublicense) to electronically access and use the Services for the purpose create and manage
11.4. You may generate and submit to us content as part of using the Services (“User Content”). You
shall retain all rights in your User Content, subject to the rights you grant to us by accepting these
Terms. For any User Content that you submit you acknowledge that you are the content owner or that
you have permission from the copyright owner to upload the content and you grant us a worldwide,
non-exclusive, royalty-free, fully-paid, transferable, and sub licensable right to use and reproduce that
content in any promotional activity and public display related to the Services or Elgo Life. You may
delete User Content submitted by you through terminating your Account. You shall not submit User
Content to the Services that: (i) is false, misleading, unlawful, obscene, indecent, pornographic,
defamatory, libellous, threatening, harassing, hateful, abusive, or inflammatory; (ii) encourages
conduct that would be considered a criminal offense or gives rise to civil liability; (iii) breaches any
duty towards or rights of any person or entity, including rights of publicity or privacy; (iv) contains
corrupted data or any other harmful, disruptive, or destructive files; (v) advertises products or services
competitive with Elgo Life’s or its partners’ products and services; or (vi) based on our own judgment
prohibits any person or entity from using or enjoying the Services, or which may expose us to any
harm or liability. Although we have no obligation to screen, edit, or monitor any User Content, we
reserve the right to edit or delete any User Content at any time without notifying you. You
acknowledge that by using the Services, you may be exposed to offensive, indecent, or objectionable
User Content. We do not assume any responsibility or liability for any loss or damage to any of your
User Content.
12. Amendments
12.1. We have the right to amend these Terms at any time and to change, delete, discontinue or
impose conditions on any aspect of the Services.
12.2. We will not notify you of any proposed change to these Terms. You can review the terms on our
website, whenever you have a need.
12.3. The proposed change will come into effect immediately.
12.4. The latest version of the Terms shall be accessible from our Application.
13. Severability
If any part of these Terms is found by a court of competent jurisdiction to be invalid, unlawful or
unenforceable then such part shall be severed from the remainder of the Terms, which shall continue
to be valid and enforceable to the fullest extent permitted by law.
14. Assignment
14.1. We shall be entitled to freely assign our rights and obligations under these Terms to any third
party and your consent for such assignment shall be considered as granted by virtue of these Terms.
14.2. You may not assign any of your rights and obligations under these Terms to third parties without
our prior written consent.
15. Disputes
15.1. Any complaints about the Services shall be addressed to us in the first instance by contacting us
from Application, by submitting a request or by reporting a spam.
15.2. Any dispute arising out of or in connection with these Terms, including without limitation any
disputes regarding its valid conclusion, existence, nullity, breach, termination or invalidity shall be
finally referred to and resolved by the courts of Delaware, except where prohibited by Federal law.
Before referring the dispute to court, both parties endeavor to resolve any dispute by amicable
16. Governing Law
This Agreement will be governed by Delaware law and/or applicable federal law (including the Federal
Arbitration Act) as applied to agreements entered into and to be performed entirely within Delaware,
without regard to its choice of law or conflicts of law principles that would require application of law of
a different jurisdiction.